(Excuse her messy room, hehe)
Enlisting the outfit-creating expertise of my favorite person in their 20's, Rosey has created the most gorgeous ensemble, under $100. Not only is is totally chic and easy, it can be worked into so many other outfits. All I'm saying is, embrace the End of Year/ New Year sales. Last years 'rejects' can easily be worked into something chic and completely 'you'. No-one has to know that you got that cute maxi dress from the throwout rack for $20 down from $80.
You can also invest in buying clothes for next season instead of this season. This can save you heaps of money, you know what that means -- more money for MORE clothes/shoes/handbags!!!